Property Owners and Landlords Insurance
Why do you need insurance? Damage to your property by Flood, Fire or Theft, Injury to Tenants or Members of the Public, Subsidence, Tenancy Disputes - just some of the disasters that could destroy your investment and possibly cost you more than the value of your property. You might even find that your tenancy agreement or mortgage demand insurance be in place.
What insurance do you need? The cover you need will be determined by the property or properties that you own, be it commercial or residential, UK or overseas, occupied or vacant. Sutcliffe & Co will discuss your circumstances and provide insurance tailored to you. A small building could be covered by a package policy costing from as little as £100, for larger properties or a portfolio we may recommend a bespoke policy to suit your requirements.
A basic property owners insurance package would normally include as standard:
What else might you need?
Sutcliffe & Co will look at your requirements and recommend the covers and services you need,such as:
What if you have a problem with your property insurance? The benefit of using a quality independent insurance broker who specialises in property insurance is that we can solve problems that others can not or will not. We have access to over 100 different insurance companies and insure a vast range of properties all over the UK and abroad. Some of the solutions we provide include:
- Plots of Land
- High Risk Tenants - Asylum Seekers, Students, Sheltered Housing, etc
- High Risk Occupants – Recycling,
Timber Mills, Chemical Industries, etc
- Polluted sites
- Lack of Planning Consent
- Composite Panels
- Properties Awaiting Sale
- Short Period Policies
- Property Undergoing Renovation
- Timber Frame
- Overseas Property
- Mixed Use / Multi Tenure
- Historical Buildings
As your broker we will also liaise with tenants, solicitors, mortgage providers, managing agents, contractors, estate agents, architects and banks when required.
If you own, manage, rent, lease or develop property please email us for a quote or give us a call on 01905 21681.
Act now! Call us on 01905 21681 to get your insurance needs met