A Guide to Farm & Agricultural
Insurance – Some Specialist Covers
insurance can have some unusual extensions that may not automatically be given
unless a farmer requests them. Without these specialist areas of cover your
business may be unnecessarily exposed. Here are some examples of these useful
extensions that you may want to consider adding to your farm or agricultural
Weather Events – Hailstorms that damage
cops or extremes of rain or temperature.
Renewable Energy – As well as insuring
the equipment itself you can also insure against breakdown and interruption to
Temperature Controlled Items - This can
include stock, produce and semen.
Personal Accident & Illness – The
insurance will pay your business a benefit if an employee unable to work
following an injury or illness.
Livestock Injury & Diseases – can
compensate following death, injury, worrying or disease
Loss of Fuel – Fuel lost or stolen from
Milk in Tanks – damage due to change in
temperature, contamination or failure to collect.
Pollution & Contamination –
statutory clean up costs following accidental spillage or fly tipping.
If you would
like more information on agricultural or farm insurance speak to Sutcliffe
& Co Insurance Brokers who have many years experience insuring farming and
agricultural businesses all over the UK and access to a wide range and
underwriters. Call Sutcliffe & Co now on 01905 21681 or email [email protected]