A Guide to Farm & Agricultural Insurance – Some Specialist Covers

Farm insurance can have some unusual extensions that may not automatically be given unless a farmer requests them. Without these specialist areas of cover your business may be unnecessarily exposed. Here are some examples of these useful extensions that you may want to consider adding to your farm or agricultural insurance policy.


Weather Events – Hailstorms that damage cops or extremes of rain or temperature.


Renewable Energy – As well as insuring the equipment itself you can also insure against breakdown and interruption to income.


Temperature Controlled Items - This can include stock, produce and semen.


Personal Accident & Illness – The insurance will pay your business a benefit if an employee unable to work following an injury or illness.


Livestock Injury & Diseases – can compensate following death, injury, worrying or disease


Loss of Fuel – Fuel lost or stolen from tanks


Milk in Tanks – damage due to change in temperature, contamination or failure to collect.


Pollution & Contamination – statutory clean up costs following accidental spillage or fly tipping.


If you would like more information on agricultural or farm insurance speak to Sutcliffe & Co Insurance Brokers who have many years experience insuring farming and agricultural businesses all over the UK and access to a wide range and underwriters. Call Sutcliffe & Co now on 01905 21681 or email [email protected]

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