Private Medical Insurance


What Is Private Medical Insurance?


Private Medical Insurance, or PMI, is designed to cover the costs of private medical treatment for injuries or illnesses. This means policyholders can get quicker access to consultations and treatment or perhaps chose a convenient time or location for treatment. This will reduce the discomfort or inconvenience when reliant upon the NHS. Medical Insurance can be purchased by companies to insure their staff or by individuals. Policies can also extend to cover family members.

What Does Private Medical Insurance Cover?

Most polices will cover in-patient treatment where the patient has a stay in hospital and day-patient treatment where the patient spends some time recovering. Polices can also cover out-patient treatment and appointments. Some of the treatments covered include consultations, tests, surgery, chemotherapy/radiotherapy, physiotherapy and scans. There can also be benefits to pay for things like hospital expenses and access to treatments & drugs not readily available on the NHS.

Why Should You Purchase Private Medical Insurance?

The NHS is fantastic at dealing with emergencies but we are all aware that resources are limited therefore more routine treatment and appointments can result in long waits. A good PMI policy can reduce the time spent awaiting treatment therefore reducing absence from work, worry, inconvenience and pain. If you are an employer providing Private Medical Insurance to your staff is a welcome benefit to them and will reduce periods of absence. If you extend cover to your family you know that you will be able to obtain prompt first class service for the ones your love.

How Much Does Private Medical Insurance Cost?

Firstly this will depend upon your occupation and where you live. You may also be asked to consider if you want cover for pre-existing medical conditions, the amount of excess you require and any specific benefits you want to add or remove from cover. In most cases it works out cheaper to purchase cover as a group rather than as individuals.

How To Get Private Medical Insurance

Contact us and we will discuss some of the cover options available and take your details. In most cases we will be able to give you an indication within 48 hours. Give us a call on 01905 21681 or email us here.

"May I congratulate you and your staff for the attention to detail and the service that you have given to Ductbusters over the years. We searched for a long time for an Insurance Broker that had the professionalism to resource the many and varied insurances we required and you have never failed ourselves."

Dermott Quinn, Managing Director Ductbusters Ltd

Read more Testimonials >>

"I highly recommend the Sutcliffe & Co team both for their proactive ongoing annual renewal work & also for helping during a recent claim. Its great to know we have a local firm with people we can rely on."

Julian Powell, Business Director, HallmarkHulme Solicitors

Read more Testimonials >>

“We had been with our current broker for several years and had become complacent. An increase in premiums led us to want to cross check with an alternative broker and we chose Sutcliffe. We found them a breath of fresh air; there was a transparency in our dealings, their advice gave us options and they found competitive ways of providing insurance from high quality companies."

Chris Oliver, Director, CHANE Investments Ltd

Read more Testimonials >>

“Talbot Transport has been with Sutcliffe and Co for many years and have the greatest confidence in their service. We like their friendly and personal staff and feel they have a good understanding of our business. Any problems we have are dealt with swiftly and smoothly with the least amount of disruption to our daily business”

Sophie Talbot, Partner, Talbot Transport

Read more Testimonials >>

“I was thrilled when I found Sutcliffe & Co, friendly, efficient and with competative prices. Their expert advisor really helped me through the insurance minefield and he went that extra mile that other companies just did not...."

Michelle Davies, Office Manager, Davies and Daughters Building Contractors

Read more Testimonials >>

"May I congratulate you and your staff for the attention to detail and the service that you have given to Ductbusters over the years. We searched for a long time for an Insurance Broker that had the professionalism to resource the many and varied insurances we required and you have never failed ourselves."

Anthony Eddies-Davies, Director, Live The Adventure Ltd

Read more Testimonials >>

 
 
Sutcliffe Insurance Brokers Ltd t/a Sutcliffe & Co is authorised and regulated by the Financial Conduct Authority 306068
2 Foundry Street, Worcester, WR1 2BJ tel:01905 21681 | Registered in England No 1167560

Small Business Insurance | Company Insurance | Professional Indemnity Insurance | Commercial Property Insurance | Buy To Let Insurance
Sutcliffe Insurance Brokers Ltd © 2017 | Privacy Statement | Terms Of Use | West Midlands Internet Marketing by WSI | Site Map | Login