Business contents insurance may also be known as plant, machinery and equipment insurance. Contents Insurance can cover furniture, furnishings, equipment, etc. for loss, theft or damage. Business owners with contents should also consider cover for stock, equipment breakdown, statutory equipment inspection and business interruption. Remember you need to advise us of items that are taken away from your premises as these may need to be itemised or insured separately, perhaps on a specific equipment, tools, computers, engineering, contract works or marine policy, depending upon your requirements. You should also consider items belonging to others that you are responsible for such as leased equipment or items you are working on.
Household contents insurance can cover your furniture, clothes, furnishings and other household items. Note that policies may have upper limits on single items, therefore valuables such as antiques may need to be itemised. If you have items that you take away from the home may need to be specified as personal possessions - such as jewelery, watches, laptops, bikes, etc.
If you would like help insuring your contents or need advice please call us on 01905 21681 or send an email.
Act now! Call us on 01905 21681 to get your insurance needs met