Sutcliffe Insurance Consultants
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JCT 21.2.1 Insurance

Building contracts using the standard JCT forms can include clause 21.2.1 which sets out insurance requirements relating to the possibility of damage to property caused by collapse, subsidence, heave, vibration, weakening or removal of support or lowering or ground water caused by your building works. In simple terms it is insurance to cover you should your building work accidentally damage a neighbour's property.

Such a clause is most often seen in a contract where other buildings are in close proximity to the works. The contractor will be responsible for putting the insurance in place in joint names with the employer.

Most normal public liability, contract works or professional indemnity policies will not give the cover required by clause 21.2.1 so an extension to the contractors public liability policy or an additional policy will be required.

Without 21.2.1 insurance the contractor or employer could find themselves liable for the costs of damage suffered by neighboring properties and in breach of their contract.

If you are carrying out works involving excavations, piling or other activities that could affect another property then JCT 21.2.1 cover becomes essential.

For a quote or help with your insurance please send us an email or call 01905 21681

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Michelle Davies, Office Manager, Davies and Daughters Building Contractors

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"May I congratulate you and your staff for the attention to detail and the service that you have given to Ductbusters over the years. We searched for a long time for an Insurance Broker that had the professionalism to resource the many and varied insurances we required and you have never failed ourselves."

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Sutcliffe Insurance Brokers Ltd t/a Sutcliffe & Co is authorised and regulated by the Financial Conduct Authority 306068
2 Foundry Street, Worcester, WR1 2BJ tel:01905 21681 | Registered in England No 1167560

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