Why do Motor Traders and Garage Owners need insurance? Injury to Employees or the General Public, Damage to or Theft of Property, Equipment, Stock or Tools, Road Traffic Accidents, Faulty Workmanship, Prosecutions, Tribunals - all disasters that could hurt your business and possibly cause it to close. The correct insurance will protect your company.
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What insurance do motor traders and garages need?
Whatever your size or speciality, Sutcliffe & Co will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. Annual premiums for the basic essentials start from under £500. Larger or more unusual enterprises will require bespoke policies to suit their particular needs.
A basic insurance policy for a mechanic or motor trader with a premises would normally include:
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What else might you need? As no two motor trade businesses are alike, no two policies should be alike. Sutcliffe & Co will not just squeeze you into any policy, we want to get to know your business intimately in order to provide what your business requires. We may recommend additional covers such as:
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What if you have faced problems with your insurance? Because Sutcliffe & Co are independent brokers we can use our experience and wide range of insurance companies to solve problems that others can not:
- Use of Heat
- USA Exports
- Young Drivers
- Drivers With Convictions
- High Value Vehicles
- Performance Vehicles
- Passenger Vehicles
- Vehcile Transporters
- Agricultural Vehicles
- Road Risks Only
How can you reduce the risks further? Insurance is not the only solution. Steps should be taken by all businesses to reduce the likelihood and severity of a disaster. Insurance may pay a claim but can it save your business or prevent catastrophe? Sutcliffe & Co can give straightforward advice on risk reduction and disaster recovery through steps such as health & safety, fire protection, enhanced security, driver training and employment matters.
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Why Sutcliffe & Co? Our staff who specialise in Motor Traders’ Insurance and Garage Insurance have clients of all shapes and sizes – National chains as well small businesses working from home.
As independent brokers, Sutcliffe & Co will search a wide range of insurance companies and products to get you the cover you need. Throughout the life of your policy we will be on hand to change your cover as your business changes. At renewal we will review your business to ensure your policy remains competitive and relevant.
Act now! Call us on 01905 21681 to get your insurance needs met