Working From Home
If your business is based from home you must make certain that your household insurer is aware or they may invalidate your cover. If clients or customers visit your home then there may be additional impacts on your house insurance.
Stock and equipment may need covering, you may be able to include this within your household policy. If equipment is taken away from the home then you will need to specify this to your insurer.
Like any business you should seriously consider the requirement for public liability insurance, products liability, employers liability and professional indemnity insurance, some of which may be a legal requirement. Not many household insurance polices will extend to include these covers.
You may also consider Personal Accident & Illness Insurance, Travel Insurance and Computer Breakdown Insurance.
If you use your car for business make sure that your car insurance includes this use.
Act now! Call us on 01905 21681 to get your insurance needs met