Business From Home Insurance

Why do you need insurance? Injury to Employees or the General Public, Damage to or Theft of Property, Equipment, Stock or Tools, Prosecutions, Tribunals - all disasters that could hurt your business and possibly cause it to close. The correct insurance will protect your company and your family.

What insurance do you need? Whatever the size of your business or trade Sutcliffe & Co will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. Annual premiums for the basic essentials start from under £100. Larger or more unusual enterprises will require bespoke policies to suit their particular needs.

Basic cover for a small business would normally include:

Public Liability Products Liability Computer Equipment Business Interruption

Employers Liability Stock Contents

What else might you need? As no two businesses are alike, no two policies should be alike. Sutcliffe & Co will not just offer you an off the shelf solution, we want to get to know your business intimately in order to provide what your business requires. We may recommend additional covers such as:

Buildings Contract Works / Contractors All Risks Money Reinstatement of Computer Data Tenants Improvements  Book Debts Professional Indemnity Loss Recovery Terrorism Seasonal Increase In Stock Marine Cargo / Transit Motor Cyber Liability Credit

Equipment / Machinery Breakdown Damage To Property Being Worked On Plant / Hired In Plant Fidelity / Employee Dishonesty Statutory Equipment Inspection Legal Expenses Refrigerated Stock Directors & Officers Suppliers / Customers Business Interruption Travel Personal Accident & Illness Contingency Product Recall

What if you have faced problems with your insurance? Because Sutcliffe & Co are independent brokers we can use our experience and wide range of insurance companies to solve problems that others can not:

Use of Heat Working at Depth Offshore Work Stock In The Open Marine Aircraft / Aviation

Working at Height Working in Confined Spaces Hazardous Materials USA Exports Underwater

Act now! Call us on 01905 21681 to get your insurance needs met