Buy To Let and Landlords Insurance

Why do you need insurance? Damage to your property by Flood, Fire or Theft, Injury to Tenants or Members of the Public, Subsidence, Tenancy Disputes - all disasters that could destroy your investment and possibly cost you more than the market value of your property. The correct insurance will minimise the disruption.

What insurance do you need? Whatever your property, residential or commercial, UK or overseas, Sutcliffe & Co will provide cover tailored to you. Annual premiums for a basic policy start from around £100. Larger or more unusual properties may need bespoke policies to suit their particular needs.

A basic property owners insurance package would normally include as standard:

Property Owners Liability Loss of Rent

Buildings Debris Removal & Architects Fees

What else might you need? As no two circumstances are alike, no two policies should be alike. Sutcliffe & Co will not offer you a standard package if that is not what is best for your requirements. We may recommend additional covers such as:

Employers Liability Trustees Liability Statutory Equipment Inspection Loss Recovery Terrorism Personal Accident & Illness Rent Guarantee

Landlords Contents Equipment / Machinery Breakdown Legal Expenses Directors & Officers Contract Works Alternative Accommodation

What if you have a problem with your property insurance? The benefit of using a quality independent insurance broker is that we can solve problems with non-standard property insurance:

Unoccupied Property Listed Building History of Subsidence Undesirable Tenants - Asylum Seekers, Students, Sheltered Housing, etc Property Undergoing Renovation Asbestos Properties Awaiting Sale

Non-Standard Construction Flat Roofs Flood History High Risk Occupants – Recycling, Timber Mills, Chemical Industries, etc Timber Frame Composite Panels Short Period Policies

As your broker we will also liaise with tenants, solicitors, mortgage providers, managing agents, contractors, estate agents and banks when required. 

Act now! Call us on 01905 21681 to get your insurance needs met