Care, Charity and Educational Institution Insurance

Why do you need insurance? Damage to Stock or Equipment by Flood, Fire or Theft, Injury to Staff, Patients, Pupils or Customers, Injury to Members of The Public, Prosecutions, Tribunals - all disasters that could hurt your business and possibly cause it to close. The correct insurance will minimise the disruption to your business.

What insurance do you need? Whether you are a registered charity or not and whatever your size Sutcliffe & Co will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. Annual premiums for a basic package covering a small charity start from around £100. Larger or more unusual enterprises will require bespoke policies to suit their particular needs.

Basic cover for a small charity would normally include as standard:

Public Liability Products Liability Contents Electronic Equipment Book Debts

Employers Liability Stock Money Business Interruption

What else might you need? As no two organisation are alike, no two policies should be alike. Sutcliffe & Co will not just offer you an off the shelf solution, we want to get to know your business intimately in order to provide what your business requires. We may recommend additional covers such as:

Buildings Reinstatement of Computer Data Fidelity / Employee Dishonesty Tenants Improvements Legal Expenses Professional Indemnity Directors & Officers Loss of Licence Terrorism Marine Cargo / Transit Contact Works Motor Guests Effects Loss of Rent

Trustees / Committee Members Liability Equipment / Machinery Breakdown Equipment All Risks Medical Malpractice Statutory Equipment Inspection Loss Recovery Tour Operators Liability Abuse Refrigerated Stock Work Away Liability Personal Accident & Illness Travel Cyber Liability Credit Insurance

What if you have faced problems with your insurance? Because Sutcliffe & Co are independent brokers we can use our experience and wide range of insurance companies to solve problems that others can not:

Live Music / Entertainment Listed Buildings Corporate Entertainment Children’s Play Areas Bouncy Castles / Inflatables

Fundraising / Sponsored Events Adventure Activities Mobile Catering Fireworks Pitches & Playing Surfaces

Act now! Call us on 01905 21681 to get your insurance needs met