Commercial Combined

Commercial Combined Insurance is a custom made policy created using different individual types of insurance in order to make a bespoke policy. This allows for cover to be tailored to the requirements of you and your business. 

In creating a Commercial Combined policy you can chose the elements you require and ignore those that you do not. You may decide to create a policy from the following sections:

• Material Damage (buildings, contents, stock, tenants improvements, etc,)
• Theft (contents, stock, etc.)
• Public Liability
• Products Liability
• Employers Liability
• Business Interruption
• Money
• Goods In Transit
• Fidelity
• Personal Accident
• Directors & Officers
• Contract Works
• Engineering

As well as being able to select the cover you require, you can select extensions in order to enhance areas that are important to your business, such as efficacy, deterioration of stock, product recall, book debts, etc. Likewise, it is possible to reduce cover to the minimum, for example you may just want to insure your building against damage by fire and no other peril.

A Commercial Combined policy may not be suitable for some smaller businesses who may find it cheaper to purchase a Commercial Package policy, however a package policy may not have the flexibility you require.

If you would like advice on the type of policy that suits you best please call us.

Act now! Call us on 01905 21681 to get your insurance needs met