Farm and Agricultural Insurance

Why do Farmers & Growers need insurance? Injury to Employees or the General Public, Damage to or Theft of Property, Equipment, Livestock or Stock, Prosecutions, Tribunals - all disasters that could hurt your business and possibly cause it to close. The correct insurance will protect your company.

What insurances do agricultural and horticultural businesses need? Whatever your size or speciality Sutcliffe & Co will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. Larger or more unusual enterprises will require bespoke policies to suit their particular needs.

A basic insurance policy for a small mixed farm would normally include:

Public Liability Products Liability Equipment Vehicles Business Interruption

Employers Liability Stock & Livestock Contents Tools

What else might you need? As no two businesses are alike, no two policies should be alike. Sutcliffe & Co will not just offer you an off the shelf solution, we want to get to know your business intimately in order to provide what your business requires. We may recommend additional covers such as:

Buildings Contract Works / Contractors All Risks Uncollected Milk Injury to Livestock Glasshouses / Greenhouses / Polytunnels Private House Temperature Controlled Stock Livestock Disease Hailstorm Electronic Equipment Care, Custody & Control Fidelity / Employee Dishonesty Statutory Equipment Inspection Legal Expenses Loss Recovery Terrorism Seasonal Increase In Stock Marine Cargo / Transit Motor Legal Expenses Product Recall Credit Insurance

Equipment / Machinery Breakdown Financial Loss Livestock Worrying Frozen Semen Money Personal Valuables Contracting / Work Away Stock in the Open Goods in Transit / Livestock in Transit Plant / Hired In Plant Reinstatement of Computer Data Tenants Improvements Book Debts Professional Indemnity Directors & Officers Suppliers / Customers Business Interruption Group Travel Personal Accident & Illness Cyber Liability Loss of Rent Domestic Pets

What if you have faced problems with your insurance? Because Sutcliffe & Co are independent brokers we can use our experience and wide range of insurance companies to solve problems that others can not and can handle the most imaginative of rural diversification ideas:

Adventure Centres Industrial / Storage Units Care Farms Organic Alternative Energy Hazardous Materials USA Exports Bed & Breakfast Shoots & Fisheries Farm Shops / Farmers Markets Festivals / Fetes / Fairs

Caravans Holiday Homes Working at Height Working at Depth  Stock In The Open Campsites Quad Bikes Listed Buildings Tree Felling / Tree Surgery Bed & Breakfast

Act now! Call us on 01905 21681 to get your insurance needs met