Motor Trade and Garage Insurance

Why do you need insurance? Injury to Employees or the General Public, Damage to or Theft of Property, Equipment, Stock or Tools, Road Traffic Accidents, Faulty Workmanship, Prosecutions, Tribunals - all disasters that could hurt your business and possibly cause it to close. The correct insurance will protect your company.

 

What insurance do you need? Whatever your size or speciality, Sutcliffe & Co will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. Annual premiums for the basic essentials start from under £500. Larger or more unusual enterprises will require bespoke policies to suit their particular needs.

 

Basic cover for a small business with a premises would normally include:

 

Public Liability Employers Liability Products Liability Stock Customers Vehicles

Contents Tools Business Interruption Road Risks

What else might you need? As no two businesses are alike, no two policies should be alike. Sutcliffe & Co will not just offer you an off the shelf solution, we want to get to know your business intimately in order to provide what your business requires. We may recommend additional covers such as:

Buildings Equipment / Machinery Breakdown Trade Plates Wrongful Conversion Defective Workmanship Sales Indemnity Damage To Property Being Worked On Money Engineering Inspection Electronic Equipment Plant / Hired In Plant Seasonal Increase in Stock Good In Transit Reinstatement of Computer Data Fidelity / Employee Dishonesty  Credit Insurance

Tenants Improvements Book Debts Legal Expenses Professional Indemnity Refrigerated Stock Loss Recovery Directors & Officers Terrorism Suppliers / Customers Business Interruption Marine Cargo / Transit Personal Accident & Illness Cyber Liability Product Recall Loss of Rent

What if you have faced problems with your insurance? Because Sutcliffe & Co are independent brokers we can use our experience and wide range of insurance companies to solve problems that others can not:

 

Use of Heat USA Exports Young Drivers Drivers With Convictions High Value Vehicles

Performance Vehicles Passenger Vehicles HGVs Vehcile Transporters Agricultural Vehicles Road Risks Only

 

How can you reduce the risks further? Insurance is not the only solution. Steps should be taken by all businesses to reduce the likelihood and severity of a disaster. Insurance may pay a claim but can it save your business or prevent catastrophe? Sutcliffe & Co can give straightforward advice on risk reduction and disaster recovery through steps such as health & safety, fire protection, enhanced security, driver training and employment matters.

 

Why Sutcliffe & Co? Our staff who specialise in Motor Traders’ Insurance and Garage Insurance have clients of all shapes and sizes – National chains well as small businesses working from home.

 

As independent brokers, Sutcliffe & Co will search a wide range of insurance companies and products to get you the cover you need. Throughout the life of your policy we will be on hand to change your cover as your business changes. At renewal we will review your business to ensure your policy remains competitive and relevant.