Property Owners Liability

Property Owners Liability Insurance covers the owner of  a building or land for their legal liability for injury to third parties or their property.

Simple examples of potential claims could be a tile falling off a roof and hitting a passer by on the head or a visitor tripping on an uneven step.

If you are a landlord or allow public access into your property or onto your land then Property Owners Liability Insurance should be considered a sensible part of your duty of care. As a landlord your property owners liability policy may demand that you comply with with legal requirements, such as gas and electrical appliance safety checks and inspections of lifts.

If you are a landlord then most modern property owners insurance policies will include property owners liability as standard. If you are a householder then your household buildings insurance will generally include this as standard. Farm policies will normally include cover for the farm land.

If you would like open advice on property owners liability insurance please send us an email or telephone 01905 21681.

Act now! Call us on 01905 21681 to get your insurance needs met