Unoccupied Property

If your property is unoccupied for whatever reason it can be difficult to get insurance. A standard buildings policy will not normally remain effective if a property is unoccupied for more than a few weeks so you must inform your insurer.

A good insurance broker will be able to find specialist cover for unoccupied buildings. Normally insurers will require additional security precautions and will limit the amount of cover available but full cover cab be found.

If a property is to be unoccupied for a short period, perhaps awaiting sale, you may wish to take cover for just a few months. Annual cover can be cancelled part way through the policy but be careful as some will not give a refund.

Act now! Call us on 01905 21681 to get your insurance needs met