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Care Farms insurance

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What is care farm insurance?

Care Farm Insurance is designed to protect care farms should they suffer injuries, damage, theft or other losses. Often, care farms are contractually required to maintain minimum levels of insurance, especially if they work with local authorities or education providers.

 

Why do care farms need insurance?

Despite all the best efforts of care farm operators, things can go wrong – service users or employees can be injured, property, equipment, stock and livestock can be damaged or stolen. A care farm insurance policy can provide cover to defend liability claims and replace or compensate for losses and damage.

 

Your business is important, let us help you protect it

What insurance does a care farm need?

All care farms are different, so they all have unique requirements. Typically, a small care farm will want to consider the following:

Public liability

In case a service user or member of the public is injured or harmed.

Employer's liability

In case an employee or volunteer is injured whilst carrying out their work.

Products Liability

In case a member of the public is harmed by the products you supply.

Buildings

Cover against damage or theft.

Contents & equipment

Cover against damage or theft.

Professional Indemnity

In case you are accused of failing to supply the training or services to the correct standard.

Livestock

Theft of or damage to livestock.

Management Liability

To cover directors or trustees for claims made against them personally.

Agricultural machinery

To cover machinery, plant and vehicles against damage and theft as well as liabilities for collisions.

To discuss the covers you do and don’t need, call us on 01905 21681 or email us at enquiries@sutcliffeinsurance.co.uk

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