Why do I need insurance?

Damage to stock or equipment by flood, fire or theft, injury to staff, patients, customers, or members of the public, prosecutions, tribunals – just some of the disasters that could hurt your business. The correct insurance will minimise the disruption and give peace of mind.

The cover you need will be determined by the activities you undertake and the scale of your organisation, so whether you are a registered charity or not and whatever your size, Sutcliffe & Co will provide a comprehensive range of insurances tailored to you. If simple cover is all you need, then we will not force unnecessary extras upon you. Larger, or more unusual or complex enterprises will require bespoke policies.

What sort of insurance would be part of a basic policy for a charity or business in the care sector?

Public liability
Products liability
Stock
Business Interruption
Money
Book debts
Employer’s liability (inc volunteers)

I’m a medical professional, what do I need?

Sutcliffe & Co has the advantage of being independent brokers, which means we can search for insurance for all types of practice, surgery or clinic. We can also cater for a wide range of treatments and therapies, including holistic and alternative treatments. Please click here for more detail.

We understand everyone has difference insurance requirements and can advise on what you do, and do not, need
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Equipment all risks
Personal accident & illness
Legal expenses
Buildings
Professional Indemnity
Trustees / Committee members

What else might I need?

As no two businesses are alike, no two policies should be alike. Sutcliffe & Co will not just provide an ‘off the shelf’ package, but get to know your business needs in order to provide the cover that you require. We may recommend additional covers, such as:

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