Why do I need insurance if I’m in retail?

Damage to stock by flood or fire, theft, damage to electronic equipment, refrigeration failure, injury to customers or staff, assaults on staff, prosecutions, tribunals – all disasters that could hurt your business and possibly cause it to close. The correct insurance will minimise the disruption to your business.

What else might you need?

As no two circumstances are alike, no two policies should be alike – we won’t offer you a standard package if that is not what is best for your requirements. We may recommend additional covers such as:

We understand that every business is different and can advise what insurance you do, and do not, need