What is Contract Works insurance?

Contract Works insurance, also known as Contractors All Risks insurance, covers temporary and permanent construction works plus materials should they be damaged, or the materials stolen, prior to completion.

Contractors Works can be used to cover new builds and refurbishments, repairs or extensions.

Most commonly this insurance is written on an annual policy covering all projects but it is also available to cover just a single or one-off project.

The policy can be taken in the name of the contractor, the property owner or in joint names dependent upon the contract.

You can purchase the policy on its own or as part of a public liability or commercial combined policy. If you require non-negligence cover we can also arrange that.


Contractors Works insurance can be extended to include cover for such things as:

We understand that every business is different & can advise you on what you do, and do not need