What is Land Owner's Liability insurance?

Land Owners Liability Insurance covers the owner of land or property for their legal liability for injury or damage to others. For example, it could cover you for a claim made by a visitor (or trespasser) injuring themselves whilst on your land or property.

If you own a commercial building then it is normally possible to include property owner’s liability on a buildings insurance policy, including liability for the surrounding land and access roads; saving you from seeking individual or separate land insurance. Likewise if you own a farm you can include land liability insurance on your farm policy.

We understand that every business is different and can advise what insurance you do, and do not, need.