Why do I need Loss Recovery insurance?
This insurance will pay your uninsured costs following a claim that is not your fault.
For example, if your vehicle is hit by another driver the loss recovery insurance will be used to cover costs such as a replacement vehicle, legal expenses for compensation claims, additional transport and accommodation costs, payment of your excess, etc.
For the insurance to be effective there needs to be someone to claim against, therefore if the claim is your fault or the culprit cannot be found then it is not possible to claim.
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