What is Non Negligence insurance?

Non Negligence insurance is designed to offer cover to the contractor or property owner if a neighbouring property should suffer damage that is not attributable to negligence.

Non Negligence cover will be a sensible addition to insurance cover in contracts of any size involving:

How does insurance work in JCT contracts?

The Joint Contracts Tribunal Standard Buildings Contract and Non Negligence insurance relevant to clauses 21.2.1 and 6.5.1 of the JCT contract will protect you against claims from non-negligent injury or damage.

Causes could be vibrations, excavations, or changes in ground water, which may lead to neighbouring properties subsiding, cracking or collapsing.

We understand that every business is different & can advise what insurance you do, and do not, need