migration of alarm systems to IP-digital effect your insurance policy

Could the migration of alarm systems to IP-digital effect your insurance policy?

Currently many building alarm systems are still running on an analogue telephone line but with the major plans by Openreach to move all telephone networks from analogue to an IP-digital network over fibre by the end of 2025, we look at how this will affect your insurance policy and what you need to do.

All new alarm systems are now installed over an IP-digital network but until relatively recently the recommended installation was of an analogue line system. With the move to IP-digital, any existing alarm transmission systems that operate over an analogue may cease to function.

Of course, without your buildings alarm system fully operational, this will affect your insurance policy conditions as your property could inadvertently become vulnerable. Sutcliffe & Co Insurance Brokers recommend you take the following steps now to avoid any interruption in your policy cover:

  1. Check with your alarm maintenance company to confirm that their existing alarm transmission system will work on the new fibre network
  2. If your alarm system is not compatible you will need to upgrade to something which will ensure the alarm signalling won’t be compromised
  3. Ensure that any necessary upgrades are completed asap as the final deadline for fibre migration for all lines is the end of 2025.

At Sutcliffe & Co we take a holistic approach to business insurance and that includes aspects you might not have thought of before. As technology evolves and changes, this can have a knock-on effect on the rest of your business, including your insurance policies.

If your insurance policy is coming up for renewal, we can review your cover to make sure it is up-to-date and meets the current needs of your business. For more information, please call our specialist team of consultants on 01905 21681 or alternative email Enquiries@sutcliffeinsurance.co.uk.