Why do I need insurance?

The correct insurance will protect you, your company and your clients. If your business is based from home, then a first step is making sure your household insurer is aware – or they may invalidate your cover. If clients or customers visit your home, then there may be additional impacts on your house insurance. Similarly, if you have stock or equipment then it needs insurance to help mitigate the impact to your business should anything happen to it.

What sort of insurance would be part of a basic policy?

Public liability
Products liability
Employer's liability
Contents
Business interruption
Contract works / Contractors all risks

What else might I need?

Sutcliffe & Co will not just provide an ‘off the shelf’ package, but get to know your needs in order to provide the cover that your business requires.

We may recommend additional covers, such as:

As no two businesses are alike, no two policies should be alike and we can advise what insurance you do, and do not, need
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Related services:

Cyber insurance
Private medical insurance
Personal guarantee insurance