Buildings insurance
What is buildings insurance?
Buildings Insurance is designed to cover a property owner for losses or damages to their property, such as fire, theft, lightning, malicious damage, storm and impact. In the event of a claim, the insurer will normally pay for the repairs or arrange for contractors to make repairs. Damage caused by Subsidence or Terrorism is often excluded, so you may need to ask for this to be covered.
This page is aimed at commercial and landlord buildings insurance. If you are looking for advice on your own home insurance or holiday home insurance, please visit those pages or get in touch.
What Else Can A Buildings Insurance Policy Cover?
As well as covering loss or damage to the property the policy will often extend to cover the following:
Business Interruption or Loss of Rent
If damage to the building disrupts your rental income.
Employers Liability
If an employee is injured carrying out their work.
Equipment breakdown
To cover losses associated with machinery breaking down such as heating systems.
Equipment inspection
Provides statutory inspection and certification of items like passenger lifts.
Property Owners Liability
If a tenant or member of the public is injured by something like a falling tile or electric shock.
Rent Guarantee
Can cover lost rent if a tenant defaults on their payment.
Frequently asked questions
What would you like to do?
Request a quote
Let us know what your insurance needs are and one of the team will get back to you.Request a quote
Make a claim
Let us know what your insurance needs are and one of the team will get back to you.Find out more
Contact us
If you need to make changes to your policy, or talk to us about something different.Contact us
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