Motor Trade & Haulage insurance

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Why do I need motor trade or haulage business insurance?

Insurance is crucial in the Motor Trade & Haulage, due to the nature of the industry, there are many disasters that could hurt your business and possibly cause it to close. Injury to Employees or the General Public, Damage to or Theft of Property, Road Traffic Accidents, Prosecutions, and Tribunals are all examples of this. The correct insurance will protect your company.

Whatever your business size, Sutcliffe & Co will provide a comprehensive package of insurance tailored to you. If simple cover is all you need, we will not force unnecessary extras upon you. The size and activities of your business will determine what insurance you need and what it will cost.

What insurance do motor trade or haulage businesses need?

At the basic level, a haulage policy would normally include:

Goods In Transit / Marine Cargo

Vehicle Insurance

Public Liability

Employers Liability

Frequently asked questions

What other cover might your motor trade or haulage business need?
Sutcliffe & Co. will not just offer you an off-the-shelf solution, we want to get to know your business, so we can provide the correct cover you need. We may recommend additional cover that is specific to your business, for example, environmental liability, cyber, terrorism, personal accident, private medical, vehicle breakdown, fidelity/employee dishonesty, product recall, trade credit, directors & officers, and professional Indemnity – just a few examples of the many types of extended cover available.
How much does motor trade or haulage business insurance cost?
How do I get a quote for motor trade or haulage business insurance?
In the modern era, many business owners opt to use comparison sites to find lower premiums for their insurance. By using a broker, the time-consuming and meticulous task will be completed on your behalf, ensuring you receive the required cover.
If you would like to get a quote for your motor trade or haulage business, contact one of our team. We can offer the correct cover for the right price, whilst building a personal relationship with you.
How easy is it to get motor trade or haulage insurance?
What are the legal requirements for motor trade or haulage business insurance?
Most insurance is not a legal requirement, except statutory cover which includes motor insurance and employers’ liability. With motor trade and haulage businesses, it is expected that vehicles will use public roads, therefore, motor insurance is a legal requirement. Additionally, if you have employees or volunteers, employer liability will also be a legal requirement.
Contractual agreements with customers and suppliers may include an obligation to purchase certain cover that may not be required by law. It is expected that a well-run business, with good risk management will purchase the necessary cover to protect against unforeseen disasters which could be catastrophic to you and your business.
Contact us to find out what insurance coverage your business needs to keep within the law.
Why you should choose Sutcliffe & Co. for your motor trade or haulage business insurance.
Sutcliffe & Co are an independent brokerage, which means we can approach a vast range of insurance companies to find you insurance that is right for your business at a competitive premium. At renewal, we can review the market again to ensure that you are not paying too much. In the event of a claim, we will work for you to help you obtain a speedy settlement.
If you would like to receive professional advice, please contact us.