Home insurance
Why do I need insurance for my home?
Burglary, fire, flood, subsidence, loss of or damage to possessions, injury to visitors – all disasters we hope will never happen but sadly can. The correct insurance will protect your family and your way of life.
Whether you own a house or rent a flat, we will provide a comprehensive insurance package tailored to you. If simple cover is all you need, we will not force unnecessary extras upon you. If you have a larger or more unusual home, you may need more bespoke policies to suit your needs.
What should my insurance cover?
Many policies can be extended to include a range of benefits such as:
Payment of fines & penalties
Payment of ransoms & extortion
Cover for lost or disrupted income
Cover for physical injury/damage
The cost of phone hacks
Cost of notifying your contacts
Incidents at your outsourced service providers
Social media risks
What else might you need?
As no two homes are alike, no two household policies are alike – we won’t offer you a standard package if that is not what is best for your requirements. We may recommend additional covers such as:
- Garden Equipment
- Travel Insurance
- Vehicle breakdown
- Buy to let
- Chancel Repair Liability
- Personal Accident & Sickness
- Bespoke cycle insurance
Latest news & resources
Sutcliffe & Co announces three-year sponsorship of Worcester City Runs
Sutcliffe & Co Named a Top Insurance Employer for the Third Consecutive Year
Sutcliffe & Co Finalist in Chamber Business Awards 2025
