Hotel, B&B, and Guesthouse insurance
Why do I need hotel, B&B, or guesthouse insurance?
If you run a hotel, B&B, or guesthouse, then damage to stock or equipment by flood, fire or theft, injury to staff or guests, failures of refrigerators, prosections, tribunals – all disasters that could disrupt your family and hotel-type business and possible cause it to close. The correct hotel insurance will minimise the damage to your business.
Whatever your business size, Sutcliffe & Co. will provide a comprehensive package of insurance tailored to you. If simple coverage is all you need, then we will not force unnecessary extras.
What sort of insurance would be part of a basic policy?
As no two hotel establishments are alike, no two policies should be alike. We may, however, recommend additional covers such as:
Stock
Legal expenses
Personal accident & sickness
Equipment and machinery breakdown
Contract work and contractors at risk
Business interruption
Employer's liability
Public liability
What else might I need?
For more detail, we have also produced a brief guide: What insurance does an hotel need?
If you have found it difficult to obtain insurance as your business doesn’t necessarily ‘fit’ a standard policy, for example if you have a listed building, thatched roof, adventure activities, swimming pool or a children’s area, then we would be happy to discuss.
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