Why do I need insurance for my farm or agricultural business?

Injury to employees or the general public, damage to or theft of property, equipment, livestock or stock, illness, the weather prosecutions, tribunals – all potential disasters that could hurt your business and possibly cause it to close. The correct insurance will protect your farm and your business.

Every business is different, with different needs, so we tailor your insurance to suit you. If simple cover is all you need, then we will not force unnecessary extras upon you. Larger, or more unusual or complex enterprises will require bespoke policies.

What about equestrian insurance?

Injury or illness to your horses, theft of tack, damage to horseboxes, damage to buildings, damage or injury caused by horses – all circumstances that could be devastating and costly. Whether you just want the comfort of covering vet bills and your liabilities, or you need a comprehensive package for expensive competition horses, tack, buildings and transport, Sutcliffe & Co will provide a package of insurances tailored to you. For more detail, take a look at our dedicated equestrian insurance page.

We understand that all businesses are different & can advise you on what you do, and do not, need.

What else might I need?

As no two businesses are alike, no two policies should be alike.

Sutcliffe & Co will not just provide an ‘off the shelf’ package, but get to know your business needs in order to provide the cover that you require. We may recommend additional covers, such as the products on the left, or take a look at our guide*.