Flood Recovery

So far in 2020, parts of the UK have suffered some of the highest flood waters seen in recent history. Many homes and businesses have been decimated by these unexpectedly high waters.

Whether or not you are used to flooding, when the waters start to subside, thoughts turn to recovering from the disaster.

This Disaster Recovery Checklist will help.

Of course, one of the key considerations is safety: yours, your employees, your building. So always obey the emergency services and don’t enter your property until told it is safe to do so. A primary action is to contact your insurer and/or broker to get the wheels in motion for your claim if you have flood insurance.

Something people often don’t realise is that, when removing wet contents from the building, don’t dispose of items until authorised by your insurer.

And once the water has gone, and you are starting your repairs, do consider flood-resilient materials and designs that will make recovery easier next time.

An overview of considerations for disaster recovery:

• If safe, turn off utilities at main switch and disconnect electrics
• Wear protective equipment
• List damage to building and contents
• Update employees, customers, supplies, etc.
• Disinfect the property, not forgetting the plumbing
• Dry property with combination of heaters, fans and dehumidifiers
• Beware contaminated water
• If you have to walk through water, use a stick to check your route
• Take photos of damage
• Get professional advice on structural damage
• Obtain quotes for cleaning, repair and replacement
• Keep windows and doors open, weather and security permitting