Agriculture, Farm & Equestrian insurance

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Why do I need insurance for my farm or agricultural business?

Having the correct insurance for your agricultural, farming or equestrian business can be vital in preventing your business from closure if a disaster occurs. Examples could include:

Injury to employees or the public.
Damage or theft of property, equipment, livestock or stock.
Illness
The weather
Prosecutions
Tribunals

Every business is unique, with its own distinct needs, so we tailor your insurance to meet your specific requirements. If simple cover is all you need, then we will not force unnecessary extras upon you.

What insurance do agriculture, farming & equestrian businesses need?

An insurance policy for a medium-sized mixed farm might include:

Public Liability

Personal Accident and Illness

Employers Liability

Equipment and Vehicles

Stock and Livestock

Personal Accident & Sickness

Business Interruption

Products Liability

Tools

Frequently asked questions

What other cover might your agriculture, farming & equestrian business need?
Sutcliffe & Co. will not just offer you an off-the-shelf solution, we want to get to know your business, so we can provide the correct cover you need. We may recommend additional cover that is specific to your business, for example:
Environmental liability
Care farm insurance
Cyber
Terrorism
Trade credit
Household
How much does agriculture, farming & equestrian insurance cost?
How do I get a quote for agriculture, farming & equestrian insurance?
In the modern era, many business owners opt to use comparison sites to find lower premiums for their insurance. By using a broker, the time-consuming and meticulous task will be completed on your behalf, ensuring you receive the required cover.
If you would like to get a quote for your agriculture, farming or equestrian business, contact one of our team. We can offer the correct cover for the right price, whilst taking away the hassle.
Depending on the size and complexity of your business, cover can be as simple as a handful of details for smallholdings, whereas larger businesses with more specific requirements would need an in-depth call or visit with one of our professional team members. Once we understand your needs, we can access specialist underwriters to create a bespoke and personalised policy that covers all your needs.
What are the legal requirements for agriculture, farming & equestrian insurance?
What insurance do I need for Diversified Farm activities?
What about equestrian insurance?
Injury or illness to your horses, theft of tack, damage to horseboxes, damage to buildings, damage or injury caused by horses – all circumstances that could be devastating and costly. Whether you just want the comfort of covering vet bills and your liabilities, or you need a comprehensive package for expensive competition horses, tack, buildings and transport, Sutcliffe & Co will provide an insurance package tailored to you.
For more details, take a look at our equine insurance page.
Why should you choose Sutcliffe & Co. for your agriculture, farming & equestrian insurance?