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What is business contents insurance?

Business contents insurance is designed to cover loss or damage to business contents by things like fire, flood, storm, theft, etc. Normally, an insurance policy will cover contents within the business premises, but it can be extended to cover portable items like laptops or exhibition equipment. The policy can also include the consequences of loss or damage with a business interruption extension. Stock can also be included, but many insurers consider business contents and stock as separate things.

What is covered by business contents insurance?

Normally, a business will insure its furniture, equipment, machinery and computers against damage or loss by things like fire, flood, theft and storm. Typically, a business contents policy will cover items within the premises, as well as portable items like laptops, which need to be specified. Stock is usually listed separately. When you insure your stock, you will also want to cover the consequences of loss or damage with the addition of business interruption insurance.



How to get a quote for business contents insurance?

By speaking to an insurance broker, you can discuss what you need to be insured, what additional covers you might need, and any minimum levels of security you require. At Sutcliffe & Co, we will work with you to find you the right cover at the right price. We will also be there when you need to make changes or if you are unlucky enough to suffer a claim. To discuss contents insurance, call us on 01905 21681 or contact us here.

What could my business contents insurance cover?

Many policies can be extended to include a range of cover for:

Loss & Damage

Loss & Damage

Stock

Stock

Business Interruption

Business Interruption

Theft

Theft

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