Shops, Retailers & Wholesalers insurance

Why do shop, retailers, and wholesaler businesses need insurance?

There are many risks associated with operating as a shop, retailer, and/or wholesaler, all of which could bring your business to a close. Having the correct insurance can minimise the disruption caused by disasters such as damage to stock by flood or fire, theft of stock,

damage to electrical equipment, refrigeration failure, injury to customers, injury to staff, assaults on staff, prosecutions, tribunals – the list goes on.

What insurance do shops, retailers & wholesalers need?

Whatever your business size and whatever you sell, we can provide a comprehensive package of insurance tailored to you. A small retailer may just need a basic policy whilst a larger or complex organisation will need more comprehensive and bespoke cover.

There are steps you can take which will result in you possibly getting a lower premium – installing high-quality security in your shop is one of the most effective ways. Cameras, alarms, and anti-theft devices are great ways to reduce the risk of theft, meaning you can keep your business running smoothly.

Depending on your business structure – whether you are a sole trader, partnership, or corporation – you may have different insurance needs.